Guarantee Plans for Every Stage of Business

COFIDI.IT SOC. COOP. offers three structured membership and guarantee plans designed to meet the needs of businesses at different stages of development and with different financing requirements. Each plan provides access to our core guarantee services, with higher tiers unlocking enhanced coverage limits, priority advisory support, and access to additional public fund programmes. Choosing the right plan ensures you have the most effective guarantee support in place before you approach lenders.

Start

€350/yr

Designed for newly established businesses and microenterprises seeking their first guaranteed credit facility. This plan provides essential coverage and advisory support to help early-stage companies build a relationship with banking institutions.

  • Guarantee coverage up to €150,000
  • Access to mutual guarantee fund
  • Standard credit access advisory session
  • Public Guarantee Fund application support
  • Annual financial health review
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Growth

€850/yr

Tailored for established SMEs looking to expand operations, invest in new assets, or increase their credit facilities. This plan combines higher coverage with dedicated advisory and faster processing times.

  • Guarantee coverage up to €500,000
  • Priority application processing
  • Dedicated credit advisor assigned
  • Access to EU co-guarantee programmes
  • Quarterly financial performance review
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Corporate

€1,800/yr

Built for medium-sized enterprises and corporate groups with complex financing structures and significant credit requirements. This plan offers the highest coverage limits, bespoke guarantee structuring, and full regulatory compliance support.

  • Guarantee coverage up to €2,000,000
  • Bespoke guarantee structuring
  • Senior advisor and legal compliance support
  • Multi-bank relationship management
  • Access to all public and EU fund programmes
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